Credit cards can be life-changing and a game-changer for your financial journey—if you handle them wisely and pay what you owe on time.

‘Di man uso ang bumukod sa pamilya, especially in the Philippines, isa pa rin ito sa mga senyales ng isang pagiging tunay na “adult”.

Pagbaon ka na sa utang at walang tigil ang paglobo ng interes, maybe it’s time for a debt consolidation.

Whether you’re a fresh grad or seasoned professional, here’s how you can handle this question confidently.